Financial Aid for Veterans

  • Department of Veterans Affairs (VA) Education Benefits

    Eligible students may receive monthly education benefits from the Department of Veterans Affairs (VA)  for Carroll courses. The benefit amount depends on the number of credits taken and the VA chapter for which the student is eligible.

    Benefit checks are sent directly to the veteran from the VA. The student, and not the VA, is held responsible for payment of all college-related expenses. 

    If the veteran is registered for courses, his/her enrollment certification can be submitted online to the VA Processing Center by the Financial Aid office as early as 120 days prior to the term start date. VA processing time for new students may take 10 to 12 weeks for the initial claim. Therefore, the veteran should be prepared to pay his/her tuition and fees at the beginning of each term.

    VA education benefit eligible students may also apply for financial assistance from the various federal, state and institutional financial aid programs referred to in other areas of this site. Contact the Financial Aid Office at 410-386-8437 for more information about how to use VA education benefits at Carroll.

    Veterans Tuition Policy - The following individuals shall be charged a rate of tuition not to exceed the in-state rate for tuition and fees purposes:

    • A Veteran using educational assistance under either chapter 30 (Montgomery G.I. Bill - Active Duty Program) or chapter 33 (Post-9/11 G.I. Bill), of title 38, United States Code, who lives in Maryland while attending a school located in Maryland (regardless of his/her formal State of residence) and enrolls in the school within three years of discharge or release from a period of active duty service of 90 days or more.  
    • Anyone using transferred Post-9/11 GI Bill® benefits (38 U.S.C. 3319) who lives in Maryland while attending a school located in Maryland (regardless of his/her formal State of residence) and enrolls in the school within three years of the transferor's discharge or release from a period of active duty service of 90 days or more. 
    • Anyone described above while he or she remains continuously enrolled (other than during regularly scheduled breaks between courses, semesters, or terms) at the same school.  The person so described must have enrolled in the school prior to the expiration of the three year period following discharge or release as described above and must be using educational benefits under either chapter 30 or chapter 33, of title 38, United States Code.
    • Anyone using benefits under the Marine Gunnery Sergeant John David Fry Scholarship (38 U.S.C. 3311(b)(9)) who lives in Maryland while attending a school located in Maryland (regardless of his/her formal State of residence).
    • Anyone using transferred Post-9/11 G.I. Bill benefits (38 U.S.C. 3319) who lives in Maryland while attending a school located in Maryland (regardless of his/her formal state of residence) and the transferor is a member of the uniformed service who is serving on active duty. 

    The policy shall be read to be amended as necessary to be compliant with the requirements of 38 U.S.C. 3679(c) as amended.

    Tuition Waivers for Members of the Maryland National Guard

    This tuition waiver policy for members of the National Guard is pursuant to Chapter II, Section 404, of the Education Article, Annotated Code of Maryland. There is a 50% reduction (waiver) in tuition for members of the Maryland National Guard.

    This waiver is applicable when the following conditions are met:

    • Regularly scheduled course space is available;
    • The Maryland National Guard member is enrolled at the institution; and
    • The Maryland Adjutant General has certified that the member of the Maryland National Guard has at least 24 months remaining to serve or has agreed in writing to serve for a minimum of 24 months.

    The Maryland National Guard member is responsible for all applicable fees (no 50% reduction is to be applied for fees). Contact the Cashier's Office at (410) 386-8040 for more information about using this tuition waiver at Carroll.

    VA Approved Continuing Education Training Programs

    Tuition and Financial Aid Reporting Resources

    • College Scorecard is a planning tool and resource that assists prospective students and their families evaluate their college options.
    • College Navigator provides information on tuition and fees, retention and graduation rates, use of financial aid and student loan default rates. It also provides a cost calculator and college comparison tool.
    • Paying for College lets prospective students enter the names of up to three colleges and reports detailed financial information on each one. Students can also enter actual financial aid award information on the site.

    Chapter 30 - Montgomery GI Bill®

    The Montgomery GI Bill® (Chapter 30) assists veterans who entered active duty for the first time after July 1, 1985, and agreed to have their pay reduced by $100 for 12 months.

    Eligible veterans must have received an honorable discharge, and active-duty personnel must have served at least two years.

    Veterans and active-duty military personnel who were eligible for educational assistance under the Vietnam Era GI Bill® (Chapter 34) on Dec. 31, 1989, may be eligible for Montgomery GI Bill® benefits if they meet either of the two conditions:

    • they have served on active duty since Oct. 19, 1984, without a break in service and served three continuous years on active duty from June 30, 1985 - June 30, 1988
    • served two continuous years on active duty followed by four years in the selected reserves after June 30, 1985.

    A break in service of 90 days or less during Oct. 19, 1984 - June 30, 1985, does not disqualify a veteran from benefit eligibility. However, a break in active duty of any length after June 30, 1985, does disqualify a veteran for Chapter 30.

    Participants are not required to make contributions to the program. Certain veterans who voluntarily or involuntarily separate from active duty with an honorable discharge may choose to participate and make a $1,200 contribution to the Montgomery GI Bill® program before separating from active duty. This includes veterans who may have participated in the Veterans Educational Assistance Program (VEAP - Chapter 32).

    Active duty members may contribute up to an additional $600 to their Montgomery GI Bill® to receive increased monthly benefits. An additional $600 contribution allows an additional $5,400 over a 36 month eligibility period. The "buy-up" program contribution must be made prior to leaving active duty and is only payable after leaving active duty. 

    Participants are allowed 36 months of full-time entitlement. Vietnam Era GI Bill eligible veterans have 36 months of entitlement or the amount of entitlement they have remaining from Chapter 34, whichever is less. Benefits must be used within 10 years from the active duty discharge date.

    Chapter 30 - Montgomery GI Bill® Tuition Assistance Top-up

    Tuition Assistance Top-up is available to active duty service members who are approved for federal tuition assistance and eligible for Chapter 30, the Montgomery GI Bill®.

    On Oct. 30, 2000 an amendment to the Montgomery GI Bill® was signed into law, which permits the Department of Veterans Affairs to pay a Tuition Assistance Top-up benefit.

    Prior to this law, all military branches could pay up to 75 percent of a service member's tuition and expenses through the Tuition Assistance program. Service members were required to pay the remaining tuition costs and could not receive Tuition Assistance and use their Montgomery GI Bill® for the same course.

    With the passing of the law, all military branches are allowed to pay 100 percent of the service member's tuition and expenses. When the military cannot or does not cover 100 percent of the tuition and expenses, a Montgomery GI Bill® eligible service member can receive benefits for all or part of the remaining expenses.

    Tuition Assistance Top-up reduces future entitlement to the Montgomery GI Bill®, and service members should carefully consider their circumstances. For further information on Tuition Assistance Top-up, visit the Department of Veterans Affairs.

    Top-up payments are subject to the same limits that apply to Chapter 30 monthly benefits. For example, a student who receives Tuition Assistance for a course(s) that would be payable at the half-time rate for Chapter 30, could receive a Top-up payment equal to the cost of the course not covered by Tuition Assistance up to the amount payable for the half-time rate for the course period.

    Chapter 31 - Vocational Rehabilitation

    Vocational Rehabilitation (Chapter 31) provides assistance to veterans who have a service-connected disability of at least 20 percent and are in need of vocational rehabilitation.

    Eligible veterans may be allowed up to 48 months of full-time benefits. Veterans generally have 12 years from the date they are notified of their program entitlement.

    Veterans may be eligible for Chapter 31 benefits if they are rated 10 percent disabled and have been identified as having a serious employment handicap.

    Chapter 32 - Veterans Educational Assistance Program (VEAP)

    The Veterans Educational Assistance Program (Chapter 32 - VEAP) extends benefits to active duty personnel and veterans who enlisted between Jan. 1, 1977 and July 11, 1985.

    Veterans must have been released under conditions other than dishonorable and must have voluntarily contributed to an educational fund through monthly pay reductions of $25 - $100, up to a maximum of $2,700. Contributions are matched at the rate of two dollars for each dollar contributed. Enrollment eligibility ended March 31, 1987.

    Monthly benefits are available for the number of months the participant contributed or for 36 months, whichever is less. Program participants are allowed to request a refund of any remaining unused benefits.

    Program eligibility expires 10 years from the veterans's discharge or release from active duty.

    Chapter 33 – Post-9/11 Veterans Educational Assistance Act

    Important Note: Veterans waiting for their Post-9/11 payment should visit the GI Bill® website's Advanced Payment Q&A for information about requesting an advanced payment from the Department of Veterans Affairs.

    The Post-9/11 Veterans Educational Assistance Act of 2008 provides benefits to veterans who served active duty on or after Sept. 11, 2001 and have served at least 90 aggregate days or have been discharged with a service-connected disability after 30 days.

    Under this bill, veterans may receive training benefits on or after Aug. 1, 2009. Benefits are not available for training pursued prior to that date.

    Eligible training includes undergraduate and graduate degree and certificate programs pursued at a university or college that is authorized to grant an associate’s degree or higher.

    Post-9/11 GI Bill® Benefits

    The bill provides up to 36 months of education benefits. Benefits are generally payable for 15 years following the veteran's active due release. Payments are based on the amount of service they completed after Sept. 10, 2001. Larger benefits are given to those who served more active duty or mobilization time.

    Eligible veterans may receive a(n):

    • payment for tuition and fees sent directly to the university or college
    • monthly housing allowance*
    • annual book and supplies stipend of $1,000*
    • one-time rural benefit payment of $500

    Maximum benefits are given to those who served an aggregate of 36 months or more of active duty service or after 30 days of continuous service, they were discharged for a service connected disability after Sept. 10, 2001. Veterans who served between 90 days and 36 months of aggregate active duty service, are eligible for a percentage of the maximum benefits.

    *The housing allowance and books and supplies stipend are not payable for those on active duty, enrolled as a half-time student or less and enrolled in online learning.

    Choosing Your GI Bill® Benefits

    Eligible veterans for Post-9/11 GI Bill® and other GI Bill®, such as the Montgomery GI Bill®, are required to choose the benefit they wish to receive.

    The Post-9/11 GI Bill® may provide a better benefits package in terms of eligibility criteria, period of eligibility and financial value in comparison to current educational benefit programs.

    For some veterans, the choice may be irrevocable. For this reason, it is important to review and compare the eligibility requirements and benefits for all other GI Bill®. The best program depends on individual circumstances. 

    More Information

    Learn more about the Post-9/11 GI Bill®. For assistance and questions specific to Carroll, call Irene Wood at 410-386-8437.

    Chapter 35 - Survivors and Dependents Benefits

    Survivors and Dependents Benefits (Chapter 35) provide educational benefits to spouses and children of veterans who either died while in service, died as a result of a service-connected disability, or became totally and permanently disabled as a result of their military service.

    Survivors and dependents are allowed 45 months of full-time benefits. Spouses have 10 years from the date of the veteran's permanent and total disability rating effective date or the veteran's death. Dependents' benefits end on their 26th birthday or eight years from the veteran's permanent or total disability rating effective date or the veteran's death, but not after the dependent's 31st birthday.

    On Dec. 23, 2006 an additional category of spouses and dependents were determined eligible for Chapter 35 benefits. The new category includes the spouse or dependent(s) of a veteran who the VA determines:

    • has a service connected 100 percent disability
    • is on active duty, hospitalized or receiving outpatient medical care at the time of the determination
    • and, is likely to be discharged from service due to the service connected disability

    Chapter 1606 - Montgomery GI Bill® - Selected Reserves

    Montgomery GI Bill® - Selected Reserves (Chapter 1606) benefits are available to reservists who enlisted, reenlisted or extended an enlistment in the Selected Reserve for at least six years on or after July 1, 1985. For officers, the six-year period is in addition to any other obligated period of service.

    A reservist is allowed 36 months of full-time benefits.

    Eligibility for the program requires that reservists:

    • have obtained a high school diploma or equivalent
    • must have completed Initial Active Duty Training (IADB)
    • must be participating in training at the time benefits are used

    Sections 901 and 903 - Department of Defense Educational Test and Pilot Program

    Section 901 (Educational Assistance Test Program) and Section 903 (Educational Assistance Pilot Program) benefits are available to veterans whom the Department of Defense chose for participation from among those who enlisted between Nov. 30, 1980, and Sept. 30, 1981.

    Participants are allowed 36 months of full-time benefits, which must be used within 10 years from the active duty separation date.

    National Call to Service Program

    The National Call to Service Program became effective Oct. 1, 2003. Eligibility for the program involves a three-tiered service requirement to be approved by the Secretary of Defense. Participating veterans have a choice of benefits that include:

    • a cash bonus
    • repayment of student loans
    • entitlement to educational benefits equal to the three year monthly Chapter 30 rate for 12 months
    • or, entitlement to educational benefits of 50 percent of the less than the three year monthly Chapter 30 rate for 36 months.

    REPS - Restored Entitlement Program for Survivors

    Restored Entitlement Program for Survivors (REPS) may be available to certain survivors of deceased veterans in addition to Chapter 35 benefits.

    Eligibility for these benefits is limited to unmarried full-time students between ages 18 - 22 whose parent died while on active duty before Aug. 13, 1981 or died from a service connected disability incurred before Aug. 13, 1981.

    These benefits are similar to the benefits eliminated from Social Security. The benefit amount is based on information from the Social Security Administration.

    Students who are applying for benefits for the first time must complete DVA form 21-8924, Application of Surviving Spouse or Child for REPS Benefits.

    Tutorial Benefits

    Students eligible for benefits under Chapters 30, 32, 1606 and 35 may be eligible for tutorial assistance from the Department of Veterans Affairs.

    To receive the benefit, a student must:

    • Be enrolled for six semester hours or more
    • Show deficiency in a course(s) required for their degree program

    Eligible students may receive a maximum monthly payment of $100. The maximum total benefit is $1,200. There is no entitlement charge for the first $600 of tutorial assistance.

    To apply, students must complete DVA form 22-1990t, Application and Enrollment Certification for Individualized Tutorial Assistance, and Carroll's Authorization of Tutorial Assistance form.

    Work-Study Benefits

    Students eligible for Chapters 30, 31, 32, 35 and 1606 benefits may be eligible to participate in the Department of Veterans Affairs (DVA) work-study program.

    To receive the benefit, a student must be enrolled for nine semester hours or more.

    Students may work at DVA - approved sites for up to 400 hours during a semester. Payments are based on the federal or state minimum wage, whichever is greater.

    To apply, students must complete DVA form 20-8691, Application for Work-Study Allowance, and mail it to their nearest Regional Office.

  • Questions?

    If you have any questions or would like information on other forms of aid, please contact the Financial Aid Office at 410-386-8437 or at

  • GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government Web site at